Deposit Rates & Yields
Interest Rates and APYs are accurate as of: January 2, 2019
Certificates of Deposit
| Term | Minimum Opening Deposit | Interest Rate | APY |
|---|
| 90 Day |
$1,000 |
0.50% |
0.50% |
| 6 Month |
$1,000 |
0.75% |
0.75% |
| 9 Month |
$1,000 |
1.14% |
1.15% |
| 12 Month |
$1,000 |
1.79% |
1.80% |
| 12 Month Exchange |
$1,000 |
1.24% |
1.25% |
| 13 Month |
$1,000 |
2.33% |
2.35% |
| 18 Month |
$1,000 |
2.13% |
2.15% |
| 24 Month |
$1,000 |
1.94% |
1.95% |
| 24 Month Exchange |
$1,000 |
1.29% |
1.30% |
| 36 Month |
$1,000 |
1.99% |
2.00% |
| 48 Month |
$1,000 |
1.99% |
2.00% |
*Also available as an add-on CD.
ANNUAL PERCENTAGE YIELD (APY) ACCURATE AS OF 01/02/2019. $1,000 MINIMUM DEPOSIT REQUIRED. THE APY ASSUMES INTEREST WILL REMAIN ON DEPOSIT UNTIL MATURITY AND IS CALCULATED BASED ON PERIODIC COMPOUNDING AND PAYING INTEREST TO THE ACCOUNT QUARTERLY. WITHDRAWALS OF INTEREST ARE PERMITTED DURING THE TERM; HOWEVER, ANY WITHDRAWALS OF PRINCIPAL MAY RESULT IN A PENALTY TOTALING 90 DAY SIMPLE INTEREST, WHETHER EARNED OR NOT. ACCOUNT WILL AUTOMATICALLY RENEW AT MATURITY. YOU WILL HAVE 10 CALENDAR DAYS AFTER THE MATURITY DATE TO WITHDRAW THE FUNDS IN THE ACCOUNT WITHOUT BEING CHARGED AN EARLY WITHDRAWAL PENALTY.
IRAs
| Term | Minimum Opening Deposit | Interest Rate | APY |
|---|
| 12 Month |
$1,000 |
1.79% |
1.80% |
| 24 Month |
$1,000 |
1.94% |
1.95% |
| 30 Month |
$1,000 |
1.94% |
1.95% |
ANNUAL PERCENTAGE YIELD (APY) ACCURATE AS OF 01/02/2019. $1,000 MINIMUM DEPOSIT REQUIRED. THE APY ASSUMES INTEREST WILL REMAIN ON DEPOSIT UNTIL MATURITY AND IS CALCULATED BASED ON PERIODIC COMPOUNDING AND PAYING INTEREST TO THE ACCOUNT QUARTERLY. WITHDRAWALS OF INTEREST ARE PERMITTED DURING THE TERM; HOWEVER, ANY WITHDRAWALS OF PRINCIPAL MAY RESULT IN A PENALTY TOTALING 90 DAY SIMPLE INTEREST, WHETHER EARNED OR NOT. ACCOUNT WILL AUTOMATICALLY RENEW AT MATURITY. YOU WILL HAVE 10 CALENDAR DAYS AFTER THE MATURITY DATE TO WITHDRAW THE FUNDS IN THE ACCOUNT WITHOUT BEING CHARGED AN EARLY WITHDRAWAL PENALTY.
Forever Account (Personal and Business)**
| Balance | Minimum Opening Deposit | Interest Rate | APY |
|---|
| $0.01 - $999.99 |
$500 |
0.20% |
0.20% |
| $1,000 - $9,999.99 |
$500 |
0.60% |
0.60% |
| $10,000 - $49,999.99 |
$500 |
0.90% |
0.90% |
| $50,000 - $149,999.99 |
$500 |
1.29% |
1.30% |
| $150,000 or greater |
$500 |
1.49% |
1.50% |
Checking Accounts with Interest**
| Account | Minimum Opening Deposit | Interest Rate | APY |
|---|
| Personal |
$100 |
0.05% |
0.05% |
| Business |
$100 |
0.05% |
0.05% |
Green Money Market & Savings**
| Balance | Minimum Opening Deposit | Interest Rate | APY |
|---|
| $0.01 or greater |
$100 |
0.49% |
0.49% |
**The interest rate and annual percentage yield may change after the account is opened. Rates are accurate as of date of publication and may change without notice. Fees may reduce earnings. For the Forever Account, your balance earns the interest rate in effect each day for the balance tier associated with your ending (end-of-day) balance. Forever Account is a tiered, variable rate account and is not available to public funds. To obtain the current rate for public funds, please call 970-346-7900 (Greeley), 970-848-2779 (Yuma), 970-522-2444 (Sterling), or 620-376-2000 (Tribune).
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