Freedom Checking
With our Freedom Account, you're free to spend time on the things you enjoy in life rather than worrying about your account. As with all of our accounts, you have the option to receive statements by paper or electronically at no cost.
- No minimum balance requirement
- Non-Interest bearing account
- Requires $100 opening deposit
- No monthly service charge
- Visa Debit Card, Online Banking, and Mobile Banking services available
- Access to 55,000 fee-free ATMs worldwide with the Allpoint ATM network
- Free basic check reorders for individuals 50 years and older
- Ready reserve line of credit for overdraft protection available upon approval
Open Online
Forever Checking
With the Forever Account, the more you save, the more you earn.
- Requires $100 opening deposit
- $500 minimum average balance required to avoid a monthly service charge*
- Interest calculated on tiered scale** based on daily balance - for current interest rates, click here
- Visa Debit Card, Online and Mobile banking services available
- Access to 55,000 fee-free ATMs worldwide with the Allpoint ATM network
- Free basic checks for customers 50 or greater
- Ready reserve line of credit for overdraft protection available upon approval
Open Online
Personal Checking Account Comparison
| Freedom Checking | Forever Account |
Minimum Opening Deposit |
$100 |
$100 |
Minimum Balance Required |
N/A |
$500 |
Monthly Service Charge |
No |
No, as long as the average daily balance is at least $500* |
Earns Interest |
No |
Yes |
Visa Debit Card |
Yes |
Yes |
Access to 55,000 fee-free ATMs with Allpoint |
Yes |
Yes |
Online & Mobile Banking |
Yes |
Yes |
Free Online Bill Pay |
Yes |
Yes |
uChoose Rewards® |
Yes, with Visa Debit Card |
Yes, with Visa Debit Card |
Zelle® |
Yes |
Yes |
Can be opened online |
Yes |
Yes |
Free Basic Checks |
50 years or older |
50 years or older |
Looking for a youth checking account? Visit our Youth Accounts page.
*Contact our hometown bankers for current fee schedule.
**Click here for current interest rates.
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