Personal Checking

 

Freedom Checking

With our Freedom Account, you're free to spend time on the things you enjoy in life rather than worrying about your account. As with all of our accounts, you have the option to receive statements by paper or electronically at no cost. 

  • No minimum balance requirement
  • Non-Interest bearing account
  • Requires $100 opening deposit
  • No monthly service charge
  • Visa Debit Card, Online Banking, and Mobile Banking services available
  • Access to 55,000 fee-free ATMs worldwide with the Allpoint ATM network
  • Free basic check reorders for individuals 50 years and older
  • Ready reserve line of credit for overdraft protection available upon approval

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Forever Account

With the Forever Account, the more you save, the more you earn. 

  • Requires $100 opening deposit
  • $500 minimum average balance required to avoid a monthly service charge*
  • Interest calculated on tiered scale** based on daily balance
  • Visa Debit Card, Online and Mobile banking services available
  • Access to 55,000 fee-free ATMs worldwide with the Allpoint ATM network
  • Free basic checks for customers 50 or greater
  • Ready reserve line of credit for overdraft protection available upon approval 

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Personal Checking Account Comparison

 Freedom CheckingForever Account
Minimum Opening Deposit $100 $100
Minimum Balance Required N/A $500
Monthly Service Charge No No, as long as the average daily balance is at least $500*
Earns Interest No Yes
Visa Debit Card Yes Yes
Access to 55,000 fee-free ATMs with Allpoint Yes Yes
Online & Mobile Banking Yes Yes
Free Online Bill Pay Yes Yes
uChoose Rewards®  Yes, with Visa Debit Card Yes, with Visa Debit Card
Card Defender app Yes, with Visa Debit Card Yes, with Visa Debit Card
Zelle® Yes Yes
Can be opened online Yes Yes
Free Basic Checks 50 years or older 50 years or older

Looking for a youth checking account? Visit our Youth Accounts page. 

 

*Contact our hometown bankers for current fee schedule.

**Click here for current interest rates.

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