You choose the term; we lock your rate.
Top Features & Benefits
- No monthly maintenance fees; however, if you need your money early, an early withdrawal penalty does apply
- Guaranteed rates: once you open a CD, your interest rate is locked in for the specific CD term
- Optional beneficiary designation
- CDs are FDIC-insured up to the maximum applicable limit
Is a CD right for you?
CDs are great options for people who:
- are comfortable locking in their money for a specific period of time
- want to include low-risk accounts in their savings portfolio
- like a reliable, locked-in interest rate
For our online Deposit Rate Sheet, click here.
Interest Rates and APYs are accurate as of March 7, 2025
Certificates of Deposit: Current Specials
| Term | Minimum Opening Deposit | Interest Rate | APY* |
|---|
| 6 Month |
$1,000 |
4.09% |
4.15% |
| 8 Month |
$1,000 |
4.04% |
4.10% |
| 9 Month |
$1,000 |
3.99% |
4.05% |
| 12 Month** |
$1,000 |
3.94% |
4.00% |
| 13 Month |
$1,000 |
3.79% |
3.85% |
| 18 Month |
$1,000 |
3.46% |
3.50% |
| 19 Month |
$1,000 |
3.31% |
3.35% |
*ANNUAL PERCENTAGE YIELD (APY) ACCURATE AS OF 03/07/2025 AND IS SUBJECT TO CHANGE WITHOUT NOTICE. A PENALTY MAY BE IMPOSED FOR EARLY WITHDRAWAL. FEES MAY REDUCE EARNINGS. MINIMUM TO OPEN CD AND OBTAIN APY IS $1,000.00.
**ALSO AVAILABLE AS AN ADD-ON CD.
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