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First FarmBank works diligently to offer the best to our customers. And we consider our local customers when adjusting rates.
We are certain that our relationships and personalized care add value far beyond the numbers. A high-rate product does you little good if you can’t get the help you need to reach the goals you have.
Feel free to give us a shout if you have questions or would like to talk with someone about rates.
Deposit Rates & Yields
Interest Rates and APYs are accurate as of: March 2, 2026
Certificates of Deposit
| Term | Minimum Opening Deposit | Interest Rate | APY* |
|---|---|---|---|
| 3 Month | $1,000 | 2.48% | 2.50% |
| 6 Month | $1,000 | 3.60% | 3.65% |
| 8 Month | $1,000 | 3.55 % | 3.60% |
| 9 Month | $1,000 | 3.50% | 3.55% |
| 12 Month (also available as an add-on CD) | $1,000 | 3.41% | 3.45% |
| 13 Month | $1,000 | 3.31% | 3.35% |
| 18 Month | $1,000 | 3.16% | 3.20% |
| 19 Month | $1,000 | 3.11% | 3.15% |
| 24 Month | $1,000 | 2.97% | 3.00 % |
*Annual percentage yield (APY) accurate as of 03/02/2026 and is subject to change without notice. A penalty may be imposed for early withdrawal. Fees may reduce earnings. Minimum to open CD and obtain APY is $1,000.00.
To obtain current rates for public funds and CDARs, please call 970-346-7900 (Greeley), 970-848-2779 (Yuma), 970-5 22-2444 (Sterling), 620-376-2000 (Tribune), or 719-361-8700 (Springfield).
Forever Account (Personal and Business)1
| Balance | Minimum Opening Deposit | Interest Rate | APY* |
|---|---|---|---|
| $0.01 - $9,999.99 | $100 | 0.25% | 0.25% |
| $10,000 - $49,999.99 | $100 | 0.30% | 0.30% |
| $50,000 - $149,999.99 | $100 | 0.50% | 0.50% |
| $150,000 - $999,999.99 | $100 | 1.00% | 1.00% |
| $1,000,000 or greater | $100 | 1.49% | 1.50% |
Checking Accounts with Interest
| Account | Minimum Opening Deposit | Interest Rate | APY* |
|---|---|---|---|
| Personal | $100 | 0.05% | 0.05% |
| Business | $100 | 0.05% | 0.05% |
Green Money Market & Savings
| Balance | Minimum Opening Deposit | Interest Rate | APY* |
|---|---|---|---|
| $0.01 or greater | $100 | 0.50% | 0.50% |
Explorer Savings2 & UTMA Savings3
| Balance | Minimum Opening Deposit | Interest Rate | APY* |
|---|---|---|---|
| $0.01 or greater | $10 | 1.98% | 2.00% |
*Annual percentage yield (APY) accurate as of 03/02/2026 and is subject to change without notice. Fees may reduce earnings.
1Forever Account: $500.00 minimum average balance to avoid monthly service charge of $15.00. Tiered rate is based on the daily end-of-day balance.
2Explorer Savings: account available to children ages 8 -17 and requires an adult parent, grandparent or legal guardian as joint owner.
3Uniform transfer to minors act (UTMA) savings: account is governed by the uniform transfer/gift to minors act of the state of Colorado.
To obtain current rates for public funds and ICS, please call 970-346-7900 (Greeley), 970-848-2779 (Yuma), 970-522-2444 (Sterling), 620-376-2000 (Tribune), or 719-361-8700 (Springfield).