CDs & IRAs

Big milestones rarely happen overnight. They grow from steady progress over time. Our CDs and IRAs are designed to help you save with confidence while giving you the support of a local bank that knows you and your goals.
 
Certificates of Deposit and Individual Retirement Accounts offer dependable ways to build toward future goals while giving you confidence that your savings are growing with purpose.
 

We're here to help you choose the option that fits where you are today and where you hope to be tomorrow. No matter what chapter of life you're in, we're ready to help you save with confidence.

Featured Rates


3 Month CD

2.50% APY*

9 Month CD SPECIAL

3.80 % APY*

6 Month CD

3.65 % APY*

IRA’s


Protect your future by saving for retirement with a Traditional or Roth IRA at First FarmBank. With several different IRA Certificate of Deposit terms to choose from, you can enjoy the tax advantages* of retirement savings with a fixed rate of interest in a FDIC insured account.
 

Traditional IRAs

  • Tax-deferred earnings growth
  • Contributions may be tax deductible
  • Distributions are generally taxable
  • 12, 24, or 30 month maturities available


Roth IRAs

  • Earn tax-free growth and tax-free qualified distributions
  • Contributions may be made at any age
  • No mandatory withdrawal age
  • 12, 24, or 30 month maturities available

*Interest Rates and APYs are accurate as of: August 1, 2026. Subject to change without notice. Fees may reduce earnings.