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CDs & IRAs


Featured Rates


3 Month CD

2.50*

6 Month CD

3.90*

9 Month CD

3.70*

Certificates of Deposits


With flexible maturities ranging from 90 days to 48 months, these FDIC Insured investments offer a guaranteed rate of return and a solid investment in your financial future. Even better, having a CD with First FarmBank makes you eligible to receive relationship benefits on your Green Savings or Green Money Market Account.
 


IRA’s


Protect your future by saving for retirement with a Traditional or Roth IRA at First FarmBank. With several different IRA Certificate of Deposit terms available, you can enjoy the tax advantages* of retirement savings with a fixed rate of interest in a FDIC insured account. Having an IRA with First FarmBank also makes you eligible to receive relationship benefits with a Green Savings or Green Money Market account.
 

Traditional IRAs

  • Tax-deferred earnings growth
  • Contributions may be tax deductible
  • Distributions are generally taxable
  • 12, 24, or 30 month maturities available


Roth IRAs

  • Earn tax-free growth and tax-free qualified distributions
  • Contributions may be made at any age
  • No mandatory withdrawal age
  • 12, 24, or 30 month maturities available

*Annual percentage yield (APY) accurate as of 06/13/25 and is subject to change without notice. Fees may reduce earnings.