Freedom Checking
With our Freedom Account, you're free to spend time on the things you enjoy in life rather than worrying about your account. As with all of our accounts, you have the option to receive statements by paper or electronically at no cost.
- No minimum balance requirement
- Non-Interest bearing account
- Requires $100 opening deposit
- No monthly service charge
- Visa Debit Card, Online Banking, and Mobile Banking services available
- Access to 55,000 fee-free ATMs worldwide with the Allpoint ATM network
- Free basic check reorders for individuals 50 years and older
- Ready reserve line of credit for overdraft protection available upon approval
Forever Checking
With the Forever Account, the more you save, the more you earn.
- Requires $100 opening deposit
- $500 minimum average balance required to avoid a monthly service charge*
- Interest calculated on tiered scale** based on daily balance - for current interest rates, click here
- Visa Debit Card, Online and Mobile banking services available
- Access to 55,000 fee-free ATMs worldwide with the Allpoint ATM network
- Free basic checks for customers 50 or greater
- Ready reserve line of credit for overdraft protection available upon approval
Green Savings Account
- Up to six (6) withdrawals are allowed per month*
- Interest is credited to your account quarterly
Green Money Market
- Up to six (6) withdrawals are allowed per month*, withdrawals may be made by check
- Interest is credited to your account monthly
Personal Account Comparison
| Freedom Checking | Forever Checking | Green Savings | Green Money Market | |
|---|---|---|---|---|
| Minimum Opening Deposit | $100 | $100 | $100 | $100 |
| Minimum Balance Required | N/A | $500 | N/A | N/A |
| Monthly Service Charge | N/A | No, as long as the average daily balance is at least $500* | N/A | N/A |
| Earns Interest | No | Yes | Yes | Yes |
| Interest Payment Schedule | N/A | Monthly | Quarterly | Monthly |
| Visa Debit Card | Yes | Yes | No | No |
| Access to 55,000 fee-free ATMs with Allpoint | Yes | Yes | No | No |
| Online & Mobile Banking | Yes | Yes | Yes | Yes |
| Free Online Bill Pay | Yes | Yes | Yes | Yes |
| uChoose Rewards® | Yes, with Visa Debit Card | Yes, with Visa Debit Card | No | No |
| Zelle® | Yes | Yes | No | No |
| Check Writing Allowed | Yes | Yes | No | Yes |
*Contact our hometown bankers for current fee schedule.
**Click here to view current interest rates.
***$10 excessive withdrawal fee (per transaction) applies to each limited withdrawal or transfer out of this account over six per calendar month. If you exceed the limits on withdrawals on more than an occasional basis, we'll notify you and may convert your savings account to a Freedom checking account. Please refer to your account terms and conditions for additional information.