PERSONAL

CHECKING

The personal banking services you want.  The customer service you deserve.

Every customer has different needs.  Some want the most competitive CD rate in town.  Others want to buy a new home. Some are saving for retirement, while others need a car loan.  No matter what you need, First FarmBank has the full range of personal banking services to help you reach your goals—and a level of customer service most banks only promise.  We'll greet you by name.  We'll get to know you and your goals and help you reach them.  It's no wonder that people from all over Colorado do business with us. Give us a call or drop by. We'd love to show you what exceptional customer service is all about.

Personal Checking AccountsNo-Interest Personal CheckingChecking with Interest
Minimum Opening Deposit $100 $100
Minimum Balance Required N/A $500
Monthly Service Charge No No, as long as the minimum daily balance is $500 or higher*
Earns Interest No Yes
Free Visa ATM/Debit Card Yes  Yes 
Online Banking Yes  Yes
Online Bill Pay* Yes  Yes 
Electronic Statements (available with online banking) Yes  Yes 
Free Basic Checks

Yes, for first order

  Reorders free for customers 50 years or older

Yes, for customers 50 years or older 

*Contact a customer service representative at 970-346-7900 for full fee details. 

GREEN SAVINGS AND GREEN MONEY MARKET ACCOUNTS

First FarmBank believes in rewarding customers for trusting us with multiple banking accounts and services. The more accounts you have with us, the more you can earn with our Green Accounts relationship benefits package.

Savings & Money Market AccountsGreen SavingsGreen Money Market
Minimum Opening Deposit $100 $100 
Minimum Balance Required No No 
Monthly Service Charge No No
Earns Interest Yes Yes
Interest Pays Quarterly Monthly
Withdrawals Allowed 6 per month 6 per month
Check Writing Allowed No Yes
Relationship Benefits Earn an additional:

.05% by having a monthly ACH credit to the account*

.10% by having an interest-bearing account, CD, or loan with First FarmBank*

.20% by having a non-interest bearing checking account with First FarmBank*
Earn an additional:

.05% by having a monthly ACH credit to the account*

.10% by having an interest-bearing account, CD, or loan with First FarmBank*

.20% by having a non-interest bearing checking account with First FarmBank*
Interest Rate Adjustments Earn a higher interest rate on
balances $1,000 or higher
Earn a higher interest rate on
balances on $1,000 or higher
Online Banking Available Yes Yes

*The relationship benefit rate additions are subject to removal if the ACH credit is removed or the account, CD, or loan is closed.

CERTIFICATE OF DEPOSIT & IRAs

Certificates of Deposit

With flexible maturities ranging from 90 days to 48 months, these FDIC Insured investments offer a guaranteed rate of return and a solid investment in your financial future. Even better, having a CD with First FarmBank makes you eligible to receive relationship benefits on your Green Savings or Green Money Market Account.

And, with deposit rates like these, you'll see your money grow! 

IRA's

Protect your future by saving for retirement with a Traditional or Roth IRA at First FarmBank. With several different IRA Certificate of Deposit terms available, you can enjoy the tax advantages* of retirement savings with a fixed rate of interest in a FDIC insured account. Having an IRA with First FarmBank also makes you eligible to receive relationship benefits with a Green Savings or Green Money Market account.

Traditional IRAs

  • Tax-deferred earnings growth
  • Contributions may be tax deductible
  • Distributions are generally taxable
  • 12, 24, or 30 month maturities available

Roth IRAs

  • Earn tax-free growth and tax-free qualified distributions
  • Contributions may be made at any age
  • No mandatory withdrawal age
  • 12, 24, or 30 month maturities available

*Consult your tax advisor regarding potential tax savings.

CREDIT CARDS

Do you like to earn rewards when you shop? A Visa Platinum Rewards Credit Card from First FarmBank lets you earn points towards millions of rewards with no annual fee and a low variable APR.

Apply Today!

ONLINE BANKING

First FarmBank convenience, 24/7

At First FarmBank, we believe in making it as easy as possible to manage your banking. That's why our online banking features include convenient access and transaction capabilities, including:

  • Balance review and account history
  • Electronic statements
  • Check images
  • Transfer of funds
  • Bill Pay

It's easy to start Online Banking today!

 

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