Business Loans



First FarmBank Business Loans help our customers grow. At First FarmBank, we understand that every business needs a little help from time to time—to buy inventory, add new employees, buy new office equipment, expand your operation and more.  That's why we offer a wide range of loans to help businesses grow.

Revolving Lines of Credit

At First FarmBank, our Revolving Lines of Credit allow you to draw on a pre-established credit line for business needs like working capital and seasonal accounts receivable and inventory requirements.  You'll be able to select the interest payment option that meets your cash flow needs.

Machinery and Equipment Loans

At First FarmBank, our machinery and equipment loans help you accurately plan your cash flow with predictable fixed monthly payments.  These loans can be used for:

  • Acquiring or refinancing equipment
  • Purchasing commercial vehicles
  • Permanent working capital
  • Debt restructuring
  • Business expansion
  • Business acquisition

Letters of Credit

First FarmBank will provide Letters of Credit to third parties that provide a guarantee by our bank for your benefit to assure work is performed, services are provided or goods are delivered.  Our guarantee is backed with an approved loan to your business.

Commercial Real Estate Mortgage Loans

At First FarmBank, we offer you the ability to buy, build or refinance commercial real estate property.  This enables you to:

  • Invest in your company's future growth
  • Eliminate rent payments
  • Help your cash flow

To explore potential tax benefits, be sure to consult with your tax advisor.

Real Estate Construction Loans

At First FarmBank, we believe in helping our community grow. That's why we provide local contractors with loans for land development and construction of commercial and residential real estate properties.

Agriculture Real Estate Lending

First FarmBank offers financing and refinancing for rural properties, so you can gain independence and invest in future growth.  This can potentially help you reduce mortgage payments and provide you with additional cash flow.  There could be additional benefits, so be sure to consult with your tax advisor.


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