Our flexible loan terms allow you to find the best loan for your needs.

Business LoansRevolving Line of CreditShort Term (up to 1 year)Intermediate Term (1-5 years)Term (5+ years)
Equipment   X X  
Small Business X X X X
Commercial & Industrial X X X X

Revolving Lines of Credit

At First FarmBank, our Revolving Lines of Credit allow you to draw on a pre-established credit line for business needs like working capital and seasonal accounts receivable and inventory requirements.  You'll be able to select the interest payment option that meets your cash flow needs.

Machinery and Equipment Loans/Term Loans

At First FarmBank, our machinery and equipment loans help you accurately plan your cash flow with predictable fixed monthly payments.  These loans can be used for:

  • Acquiring or refinancing equipment
  • Purchasing commercial vehicles
  • Permanent working capital
  • Debt restructuring
  • Business expansion
  • Business acquisition

Letters of Credit

First FarmBank will provide Letters of Credit to third parties that provide a guarantee by our bank for your benefit to assure work is performed, services are provided or goods are delivered.  Our guarantee is backed with an approved loan to your business.

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