CD Specials

 

You choose the term; we lock your rate.

Top Features & Benefits

  • No monthly maintenance fees; however, if you need your money early, an early withdrawal penalty does apply
  • Guaranteed rates: once you open a CD, your interest rate is locked in for the specific CD term
  • Optional beneficiary designation
  • CDs are FDIC-insured up to the maximum applicable limit

Is a CD right for you?

CDs are great options for people who:

  • are comfortable locking in their money for a specific period of time
  • want to include low-risk accounts in their savings portfolio
  • like a reliable, locked-in interest rate

For our full Deposit Rate Sheet, click here.

Current Certificate of Deposit Specials

Interest Rates and APYs are accurate as of: Nov. 3, 2022

TermMinimum Opening DepositInterest RateAPY1
6 Month $1,000 1.00% 1.00%
9 Month $1,000 1.50% 1.51%
12 Month2 $1,000 1.65% 1.66%
12 Month Exchange3 $1,000 1.50% 1.51%
13 Month  $1,000 1.65% 1.66%
18 Month $1,000 1.75% 1.76%
19 Month $1,000 1.75% 1.76%
21 Month $1,000 2.00% 2.02%
24 Month Exchange4 $1,000 2.00% 2.02%

1ANNUAL PERCENTAGE YIELD (APY) ACCURATE AS OF 11/03/22 AND IS SUBJECT TO CHANGE WITHOUT NOTICE. A PENALTY MAY BE IMPOSED FOR EARLY WITHDRAWAL. FEES MAY REDUCE EARNINGS. MINIMUM TO OPEN CD AND OBTAIN APY IS $1,000.00.

2ALSO AVAILABLE AS AN ADD-ON CD.

3FOR THE 12 MONTH EXCHANGE CD: YOU MAY EXCHANGE THE INTEREST RATE ON YOUR ACCOUNT FOR A NEW RATE ONCE PER MATURITY TERM. 

4FOR THE 24 MONTH EXCHANGE CD: YOU MAY EXCHANGE THE INTEREST RATE ON YOUR ACCOUNT FOR A NEW RATE TWICE PER MATURITY TERM.

TO OBTAIN CURRENT RATES FOR PUBLIC FUNDS, PLEASE CALL 970-346-7900 (GREELEY), 970-848-2779 (YUMA), 970-522-2444 (STERLING) OR 620-376-2000 (TRIBUNE). 

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