Forever Checking Account

 
With the Forever Checking Account, the more you save, the more you earn. Available for both personal accounts and business accounts.
  • Requires $100 opening deposit
  • $500 minimum average balance required to avoid a monthly service charge*
  • Interest calculated on tiered scale** based on daily (end-of-day) balance
  • Visa Debit Card, Online and Mobile banking services available
  • Access to 55,000 fee-free ATMs worldwide with the Allpoint ATM network
  • Unlimited debit transactions (personal); 100 free debit transactions per month (business)
  • Free basic checks for customers 50 or greater (personal accounts only)

Open Online***

Forever Account Rates

Forever Account (Personal and Business)
BalanceMinimum Opening DepositInterest RateAPY**
$0.01 - $9,999.99 $100 0.25% 0.25%
$10,000 - $49,999.99 $100 0.30% 0.30%
$50,000 - $149,999.99 $100 0.50% 0.50%
$150,000 - $999,999.99 $100 1.00% 1.00%
$1,000,000 or greater $100 1.49% 1.50%

 

*$15.00 Monthly Service Charge to be assessed if minimum balance requirement is not met (both for consumer and business accounts). Contact a banker for full fee schedule. 

**The interest rate and Annual Percentage Yield ( may change after the account is opened. Rates are accurate as of 12/15/23 and may change without notice. Fees may reduce earnings. For the Forever Account, your balance earns the interest rate in effect each day for the balance tier associated with your ending (end-of-day) balance. Forever Account is a tiered, variable rate account and is not available to public funds. To obtain the current rate for public funds, please call 970-346-7900. (Greeley) , 970-848-2779 (Yuma), 970-522-2444 (Sterling), 620-376-2000 (Tribune), or 719-361-8700 (Springfield). 

***Personal accounts only. To open a business (non-personal) account, please visit your local branch.  

 

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