Forever Account

With the Forever Checking Account, the more you save, the more you earn. 

  • Requires $100 opening deposit
  • $500 minimum average balance required to avoid a monthly service charge*
  • Interest calculated on tiered scale** based on daily (end-of-day) balance
  • Visa Debit Card, Online and Mobile banking services available
  • Unlimited debit transactions (personal); 100 free debit transactions per month (business)*
  • Free basic checks for customers 50 or greater (personal accounts only)

 Forever Account Rates

Forever Account (Personal and Business)**
BalanceMinimum Opening DepositInterest RateAPY
$0.01 - $999.99 $100 0.49% 0.49%
$1,000 - $9,999.99 $100 0.89% 0.89%
$10,000 - $49,999.99 $100 1.00% 1.00%
$50,000 - $149,999.99 $100 1.29% 1.30%
$150,000 or greater $100 1.49% 1.50%

**The interest rate and annual percentage yield may change after the account is opened. Rates are accurate as of 5/20/19 and may change without notice. Fees may reduce earnings. For the Forever Account, your balance earns the interest rate in effect each day for the balance tier associated with your ending (end-of-day) balance. Forever Account is a tiered, variable rate account and is not available to public funds. To obtain the current rate for public funds, please call 970-346-7900. (Greeley) , 970-848-2779 (Yuma), 970-522-2444 (Sterling), or 620-376-2000 (Tribune).


*Contact our hometown bankers for current fee schedule.

***Click here for all current interest rates.



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