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Personal Checking
At First FarmBank, we understand that everyone's financial needs and goals are unique. Therefore, we go beyond traditional banking to help our clients prioritize and assess their financial needs. This ensures that you get the most of the products and services First FarmBank has to offer.
First FarmBank is pleased to offer checking and savings accounts that are right for you. We also have options for personal loans, home equity loans, lines of credit and more.
First FarmBank Checking Features
We know that your time is at a premium. That's why most of our accounts feature interest paid monthly, ATM access, monthly statements, direct deposit, automatic transfers & electronic statements- allowing you to do your banking whenever and wherever it's convenient for you. Most of us like to get more for our money. At First FarmBank, we have designed our checking accounts around you.
Free Checking
No minimum balance, no monthly fees. Free online banking, bill pay and debit card. No transaction limitations. Free checks for individuals 50 and over. This account has no maintenance or activity fees.
Checking with Interest
$500 minimum daily balance required monthly. Visa Check cards, online banking, electronic statements with check images & bill pay are available at no charge.
Relationship Checking
Ideal for customers with $20,000 in combined balances. Many free services include: Visa Check Cards, bank stock checks, cashiers checks, online banking, bill pay and electronic statements with images.
Money Market
First FarmBank Money Market accounts offer convenient accessibility to your funds while offering premium rates with the security of our other deposit accounts.
Money Market
This account allows six (6) withdrawals per month. Interest is credited to your account monthly.
Green Money Market
This account allows six (6) withdrawals per month. Interest is credited to your account monthly. This account requires a $1000 minimum daily balance to receive the bonuses of the increased interest rate. If the balance drops below $1000 the interest rate is reduced. Additionally, the idea behind this great account is that it gives you the option of increasing the Annual Percentage Yield through bonus additions to your earning rate through the following:
- Earn an additional .05% by opening your Green Money Market with a monthly ACH electronic credit.*
- Earn an additional .20% by opening or having a non-interest checking account with First FarmBank. Or earn an additional .10% if you open or have an interest bearing NOW checking account.*
- Additionally if you also have Certificates of Deposits and/or loans with us we will tack on an additional .10% onto your rate a well.*
* The bonus rate additions are subject to removal if the ACH credits are removed or the accounts or loans are closed.
Savings
Whether you have a long term saving strategy or just a little now & then, First FarmBank can help you to save for the future.
Personal Savings
The perfect account if you make six or less withdrawals each month. Only $100 minimum daily balance with interest paid monthly.
Green Savings
The perfect account if you make six or less withdrawals each month. This account requires a $1000 minimum daily balance to receive the bonuses of the increased interest rate. If the balance drops below $1000 the interest rate is reduced. Additionally, the idea behind this great account is that it gives you the option of increasing the Annual Percentage Yield through bonus additions to your earning rate through the following:
- Earn an additional .05% by opening your Green Savings Account with a monthly ACH electronic credit.*
- Earn an additional .20% by opening or having a non-interest checking account with First FarmBank. Or earn an additional .10% if you open or have an interest bearing NOW checking account.*
- Additionally if you also have Certificates of Deposits and/or loans with us we will tack on an additional .10% onto your rate a well.*
* The bonus rate additions are subject to removal if the ACH credits are removed or the accounts or loans are closed.
Certificates of Deposit
With Flexible maturities from 90 days to forty-eight months, these low-risk investments offer a guaranteed rate of return and a solid investment in your financial future. Your CD balances may give you even more benefits with our relationship checking package account.
Traditional IRA
- 12, 24 or 30 month IRA terms available in the form of a Certificate of Deposit
- $1,000.00 opening balance required.
- Earn tax-deferred earnings growth.
- Contributions may be tax deductible.
- Distributions are generally taxable
- No minimum annual contribution
- IRA is an add on product
Roth IRA
- 12, 24 or 30 month IRA terms available in the form of a Certificate of Deposit
- $1,000.00 opening balance required
- Earn tax-fee growth and tax-free qualified distributions.
- Contributions may be made at any age
- No mandatory withdrawal age.
- No minimum annual contribution.
- IRA is an add on product
Online Personal Banking Features
Our online banking features convenient access and transaction capabilities, such as balance review and account history, electronic statements, check images, funds transfers & bill pay. Designed to make your banking experience easy and practical, sign up today and take a test drive.
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